Attention homeowners in Pensacola and Escambia County: Get an Appraisal today!Here are the top seven reasons FL homeowners order from Montgomery & Associates of NW Florida, Inc.:
Own a house in or near Pensacola, FL and need help determining the value of it?
At Montgomery & Associates of NW Florida, Inc., we understand the special needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Montgomery & Associates of NW Florida, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours. Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Montgomery & Associates of NW Florida, Inc., we're experienced in helping customers just like you get rid of unneeded PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in a region that is declining. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from Montgomery & Associates of NW Florida, Inc. is your best weapon. Was your HELOC recently frozen?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Montgomery & Associates of NW Florida, Inc. can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house. |